0% finance is an excellent way to spread the cost of payments on your new bike or accessories. We offer up to 24 months 0% finance on qualifying full-price bikes and we are now offering Classic Credit (19.9% APR) on sale bikes. Our preferred partner is V12 Retail Finance.
Please Note – 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.
6 months 0% finance on bikes £700 and up
12 months 0% finance on bikes £1000 and up
18 months 0% finance on bikes £2500 and up
Length of contract Bike cost Deposit payable Still to pay Monthly payments
6 Months £700 £70 £630 £105
12 Months £1000 £100 £900 £75
18 Months £2500 £250 £2250 £125
18 Months £4000 £400 £3600 £200
To help pay for bikes and accessories on a special offer or on sale, we can offer an interest-bearing credit at 19.9% over 24 or 36 months with a 10% deposit.
Length of contract Bike cost Deposit payable Still to pay Monthly payments Total payable (excluding deposit)
24 Months £1000 £100 £900 £44.96 £1079.10
36 Months £500 £50 £450 £14.94 £537.75
In order to apply for credit with V12 Finance you must:
- Be between 18 and 75 years of age
- Be either in full-time employment (16 hours or more per week), self-employed, retired and over 50 years of age or be in receipt of an invalidity or disability allowance
- Be a UK resident
- Be able to make repayments by direct debit
- Provide your previous address if you have lived at your current address for less than 3 years.
Any bike purchased using finance must be delivered to the applicant’s home address. This is a legal requirement when a finance contract is in place – it helps protect customers from fraud and identity theft.